where to start

Starting the Buying Process

So you’ve decided its time to buy a home, but you have questions. Many things can start running through a persons head once they decide they want to buy. Whether it’s your first home purchase, you haven’t bought since 1988, or this is your fifth home purchase, each time is unique and many variables can come into play.

Where do I start? How much can I afford? What amount do I need for a down payment? Must I put 20% down? I’ve heard the market is crazy right now, how can I compete? Preapproval, where do I get it? What Realtor should I choose?

The most important thing to realize is that this is common, and the answers are out there. So take a deep breath, grab a snack, and lets talk about the process of buying. (more…)